Middle Tennessee Seller Guide
Is a Cash Offer Fair? Here’s How to Tell.
Cash offers are always lower than market — that’s the trade. You’re paying for speed, certainty, and zero costs. The question is whether the trade is worth it for your situation. Here’s the honest math.
The Real Math on Cash vs Listing
Listing Costs 8–10%
Agent commissions (6%) + closing costs (2%) + repairs + carrying costs while listed. Those come off the top of your “higher” price.
Cash Costs $0
We cover all closing costs. No agent. No repairs. What we offer is what you receive.
Time Has a Price
Every month listed = mortgage payment, insurance, taxes, utilities. Cash closes before those add up.
A fair cash offer typically lands at 70–80% of market value — but after costs and time, many sellers net more from cash.